Equity Release Market Grew 11 per cent in 2025

• Lending rose from £2.3bn in 2024 to £2.57bn last year
• 40% of borrowers using equity release to pay for home improvements (21%), holidays (6%), cars (4%) – or gifting to the family (13%) poll shows

The equity release market grew 11 per cent in 2025, according to the latest research from the Equity Release Council (the Council).

Total annual lending increased from £2.3 billion in 2024, to £2.57 billion in 2025.

The Council’s market data is compiled from actual whole-of-market returns, making it the UK’s definitive equity release data.

Equity release allows older people to access the wealth in their homes, without needing to sell or move. Lifetime mortgages make up more than 99 per cent of the market. These mortgages let people borrow against their homes without making repayments unless they choose to. The loan and interest is paid when the customer dies or goes into long term care.

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